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All materials posted on this site are subject to copyrights owned by ISWare or other referenced individuals or entities. ISWare hereby provides limited permission for the user of this site to reproduce, retransmit, or reprint for user's personal use only part or all of any document on this site provided that the copyright notice and permission notice contained in such document or portion thereof is included in such reproduction, retransmission, or reprinting. "Personal use" includes creation of a document printout for review, or the e-mailing of a file to an individual colleague for discussion. Where no such notice is evident, the following line must be included in any reproduction, retransmission, or reprinting:

Copyright 2005 by ISWare. No reproduction permitted without the express written permission of ISWare. All rights reserved.

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